


NOTE: All of these mortgage and financial calculators have been tested for
accuracy, however, the accuracy and results are not guaranteed.
Full Mortgage
Amortization Schedule with Prepayment option  Calculate a wide variety of
mortgage scenarios.
Adjustable
Rate Mortgage Amortization Schedule with APR and Lender Cost options 
Calculate a wide variety of adjustable rate mortgage scenarios. Allows you to
include all lender costs except mortgage insurance.
Income Qualification Calculator
 How much Income do you need for a Mortgage?
How much house can you afford?  for qualification of mortgages
Rent vs. Buy?  Compare your costs to rent a home with the cost of
purchasing. See which makes better sense.
Prepayment/Biweekly Mortgage calculator
 Take your current balance and look at your loan reduction. Does biweekly
mortgages too. Allows input of your originating loan values.
Prepayment vs. Investment
 which is best for you? If you have an extra amount you can pay each month
should you pay down your loan or invest it.
FHA vs. Conventional 95 LTV loan calculator
 This shows two very popular plans for first time buyers and how much house
you can afford with your cash and income levels.
Balloon Calculator  5/25 and 7/23 Balloon Convertible Mortgages
analysis
APR
Calculator  See what that loan REALLY costs you
APR Calculator #2  Same as above with different options to find the APR
of a loan given points, and other included costs.
Mortgage Duration  Calculate how long a loan will last with a set
payment, or find how much to pay to end your loan at a certain time period.
Monthly Payment table generator  Generate Loan payment tables to see
your payment at various interest rates.
Nominal and Effective Interest Rate calculator  Calculate
Nominal and Effective Interest Rates.
Simple Loan Calculator
 Only three inputs, loan amount, interest and length of loan, calculates
the monthly payment for any type of fixed payment, fixed period amortized loan
(mortgage, car loan, etc).
Roth IRA Conversion Calculator  Compare your current IRA with a
conversion to Roth IRA comparison.
Retirement Payout Calculator
 a modification of "duration.cgi" to show the fixed payout out of an
annuity in a perfect world.
Wealth Calculator This uses the formulas and discussion from Stanley and
Danko's bestseller The Millionaire Next Door so you can see how
wealthy you really are.
Estate Tax Calculator
Estimate your total taxable estate and how much estate tax you would pay!
IRA/401K/403B Calculator Note that this follows current "standard"
IRA laws. And remember when you take withdrawals from your Roth IRA's you
PAY NO TAX! They are really too good to believe. Roll over your present
IRA's next year while you can!
What's Your Yield? Find the long term yield of your investments given
start and ending amounts and how much you contribute each month.
Simple Savings Calculator
 Given a beginning balance and a monthly deposit, watch you money grow!
Tuition Savings Calculator  We're going to have another child! That
means one more body to send to college! Let's see how much it will cost...
Canadian mortgage payment calculator
 Now both calculates loan amount or monthly payment for those of you in the
"Great White North"
Retirement Calculator
 Enter required income, number of years, and inflation and this will tell
you how much you must put away.
Compounding Yield Calculator  Calculate Annual Yield of an Investment
Lease Calculator  Car leasing payment calculator
Future Value/Tax deferred annuity calculator
Direct questions, comments to:
Matthew J. Rainoff
Special thanks to Hugh Chou for his
expertise on these calculators!

